--- title: Employer Portal ( US ) description: This employer portal provides the details of AO's Group Benefit's & Estate planning program. --- [Skip to content](https://www.aogroupbenefits.com#main-content) [![](https://www.aogroupbenefits.com/hs-fs/hubfs/AO%20Group%20Benefits%20Logo-1.png?width=140&height=172&name=AO%20Group%20Benefits%20Logo-1.png)Homepage](https://www.aogroupbenefits.com) - [Home](https://www.aogroupbenefits.com/program-registration?hsLang=en) - [Employer Portal](https://www.aogroupbenefits.com) - [Employee Portal](https://www.aogroupbenefits.com/member-portal-us?hsLang=en) - [Enrolment Steps](https://www.aogroupbenefits.com/enrolment-steps?hsLang=en) - [Program Registration](https://www.aogroupbenefits.com/program-registration?hsLang=en) - [Pricing & Plans](https://www.aogroupbenefits.com/pricing-plans?hsLang=en) - [Contact Us](https://www.aogroupbenefits.com/contact-us?hsLang=en) [Get started](https://calendly.com/aogroupbenefits/register) - [Home](https://www.aogroupbenefits.com/program-registration?hsLang=en) - [Employer Portal](https://www.aogroupbenefits.com) - [Employee Portal](https://www.aogroupbenefits.com/member-portal-us?hsLang=en) - [Enrolment Steps](https://www.aogroupbenefits.com/enrolment-steps?hsLang=en) - [Program Registration](https://www.aogroupbenefits.com/program-registration?hsLang=en) - [Pricing & Plans](https://www.aogroupbenefits.com/pricing-plans?hsLang=en) - [Contact Us](https://www.aogroupbenefits.com/contact-us?hsLang=en) [Get started](https://calendly.com/aogroupbenefits/register) ## Explore Our Group Benefit's Program Protect your teams families for when they need it the most ![Happy Family Group Photo](https://www.aogroupbenefits.com/hs-fs/hubfs/AI-Generated%20Media/Images/Happy%20Family%20Group%20Photo.png?width=1536&height=1024&name=Happy%20Family%20Group%20Photo.png "Happy Family Group Photo") ### Financial Information Guide This guide will provide each person with a better understanding of how to settle an estate. Our Benefits Specialists will walk each person through the steps to fill this out. ### Financial Needs Analysis This is a powerful financial tool used to discover the current gaps in any existing benefits. Our system will then determine what protections are needed. ### Last Will & Testament Kit This is complimentary Legal Will Kit through No-Cost Law and Canada / America Wills. This is valued at over $1,500 per person. A discount code will be provided during your enrolment. ### Accidental Hospital Benefits It's one thing to get hurt at work but, what happens if you get hurt outside of work? Get compensated for the several hours spent at the ER. ### Child Safe Id Kits Every family with dependent children, should have this kit in case of an emergency. It shortens the process to issue an Amber alert. ### AIL Plus Discount Program The AIL Plus program provides members to convenient discounts on dental care, prescriptions, vision care, telemedicine, chiropractic care and more. #### Register Your Team Today! Provide Unmatched Value # Learn How The Program Works Watch the short Group Benefit's Overview video to discover the key features of the Group Benefits & Estate Planning program. [Book Here](https://calendly.com/aogroupbenefits/register) ## Set Your Team Up For Success ### Freedom Of Choice Certificate Funeral coverage that is paid out within 48 hours of receiving a death certificate. Similar to pre-paying for a funeral. The certificate can be used directly at the funeral home. ### Income Protection A monthly paycheck provided to each employees family every month for a selected number of years after their death. The most common selection is $3,000 a month for 3 years. ### Additional Protections The program includes the Terminal Illness Rider, which pays out a lump sum living benefit. There is a Cash Value that accumulates savings overtime. There are Paid Up Benefits so employees can retire and stop paying premiums. # What Are The Next Steps? **1. Program Selection:** - Meet with one of our representatives - Decide on employee or employer paid benefits **2. Employee Selection:** - Provide a completed [employee spreadsheet](https://docs.google.com/spreadsheets/d/1OphuYn2HSmKsjjcq-bi1CHN136gEBg1-/edit?usp=sharing&ouid=115168901607310925677&rtpof=true&sd=true) **3. Notify Your Team:** - Let your employees know that our team will be reaching out **4. Program Management:** - Yourteam will be assigned a Benefits Specialist for ongoing support [Book Your Enrolment Today!](https://calendly.com/aogroupbenefits/register) ![image (6)](https://www.aogroupbenefits.com/hs-fs/hubfs/image%20(6).png?width=1279&height=828&name=image%20(6).png "image (6)") ## Why Choose AO Benefits? AO Globe Life was founded in 1982 and is the benefits provider to over 40,000 unions and associations across North America. With the help of the Labor Advisory Board. The company realized that typically 31 days after an employee leaves their job, gets laid off or retires. They can lose all their insurance benefits. The company also saw that there was an increasing number of people that could not afford to get a will prepared. As well as many families needed help with estate planning or were struggling to cover final expenses. With this in mind the program was created. To fill any gaps in existing employee coverage and to ensure all members have access to permanent benefits. ## The numbers speak for themselves 40K Unions & Associations Covered 17M Members enrolled A+ Rated Program ### Register Today Provide Your Employees With The Freedom Of Choice [Book An Appointment](https://calendly.com/aogroupbenefits/register) ## Frequently asked questions What if I already have employee benefits? Our benefits are not in competition with any group benefits already provided though work or outside of work. These benefits are supplemental and are meant to compliment any benefits that your employees may already have. How do I move forward with enrolments? Once the employee census has been received our benefits team will give your team access to our employee benefits portal.  begin employee outreach. In order to complete your teams enrolment during the dedicated servicing period.  Why do I provide employee information? Employee information is required for our team to begin enrolling your employees in the program. This information is also used to provide your team access to our employee benefits portal.  What is the enrolment meeting for? The enrolment meeting is to customize your employees individualized program. During the meeting we will complete a financial needs analysis, determine the best coverage options and educate your employees on the best practices to set up their legal will kit and estate planning guide. Why do I need to watch the overview? The overview is designed to educate each team on how the program works. This provides clear step by step details on some of the key areas we discuss during the enrolment session. That way our benefits specialists don't need to re-explain the entire program in each meeting.   Trusted by leading companies ![no-cost-law-logo](https://www.aogroupbenefits.com/hs-fs/hubfs/Imported%20sitepage%20images/no-cost-law-logo.png?width=263&height=100&name=no-cost-law-logo.png) ![OEHNTR4ZWBBBZHEMPMNSDF2ULY-1691468147](https://www.aogroupbenefits.com/hs-fs/hubfs/Imported%20sitepage%20images/OEHNTR4ZWBBBZHEMPMNSDF2ULY-1691468147.png?width=688&height=173&name=OEHNTR4ZWBBBZHEMPMNSDF2ULY-1691468147.png) ![images](https://www.aogroupbenefits.com/hs-fs/hubfs/Imported%20sitepage%20images/images.jpg?width=447&height=447&name=images.jpg) ![images-1](https://www.aogroupbenefits.com/hs-fs/hubfs/Imported%20sitepage%20images/images-1.jpg?width=447&height=447&name=images-1.jpg) ![texas-rangers-logo](https://www.aogroupbenefits.com/hs-fs/hubfs/Imported%20sitepage%20images/texas-rangers-logo.jpg?width=250&height=250&name=texas-rangers-logo.jpg) ![s-l1200](https://www.aogroupbenefits.com/hs-fs/hubfs/Imported%20sitepage%20images/s-l1200.png?width=600&height=600&name=s-l1200.png) [![](https://www.aogroupbenefits.com/hs-fs/hubfs/AO%20Group%20Benefits%20Logo-1.png?width=140&height=172&name=AO%20Group%20Benefits%20Logo-1.png)](http://aoglobelife.com) © 2026 AO Group Benefit's Team. 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