---
title: How Much Does This Cost?
description: Understanding program pricing with the hour power philosophy
---

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# How Much Does This Cost?

## Hour Power Philosophy

Our program is designed for employee paid individual enrolments. Meaning this program is at no cost to the employer unless otherwise discussed. We provide customizable pricing based on need and affordability. Our Group Benefits Specialists will complete a needs analysis with each employee to determine need based on family situation, existing benefits and income. We determine a basis point for our programs based on each members hour power. Which means taking their hourly income and multiplying it by 4 weeks.  Click here for more information on the [Hour Power Philosophy](https://www.aogroupbenefits.com/pricing-plans?hsLang=en).

- [Pricing](https://www.aogroupbenefits.com/knowledge-base/pricing?hsLang=en)
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